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Getting Ready to Travel?

Getting Ready to Travel?

Getting Ready to Travel?

Your bags are packed, your passport is up to date…but are you protected?

Travel insurance can protect against the loss of non-refundable travel costs, such as airfare, hotel and tour expenses. Other types of travel insurance offer protection against losses due to medical emergencies, damage to personal property or death, which may occur away from home on vacation.

Major Types of Travel Insurance

Trip Cancellation/Delay/Interruption Insurance

  • Trip Cancellation – Reimburses you for pre-paid travel expenses if you aren’t able to take your trip because you or a family member becomes ill or dies.
  • Travel Delay – Reimburses you for pre-paid expenses if you aren’t able to take your trip because of a travel delay, such as a flight delay or cancellation.
  • Trip Interruption – Reimburses you for prepaid expenses if your trip is cut short because you or a family member becomes ill or dies, or because of any other misfortune listed in policy. Covered reasons might include bad weather, airline strikes, terrorism, bankruptcy, jury duty or fire/flood damage to your home.

Medical/Accidental Death Insurance

  • Emergency Medical Expense – Reimburses you for medical and emergency dental expenses that      you have because of an illness or injury while you’re travelling.
  • Medical      Evacuation – Provides      emergency transportation to take you either to a hospital near your area      of travel or for transportation back to a hospital near your home.
  • Accidental Death – This coverage is usually      split into three parts:
  1. Air Flight Accident – Covers death or dismemberment during flight only.
  2. Common Carrier – Covers death or dismemberment while travelling on public transportation such as a plane, ferry, train, bus or taxi.
  3. Accidental Death – Covers death or dismemberment at any time during a trip.

Baggage/Rental Car Damage Insurance

  • Baggage      Loss – Reimburses you for lost,      stolen or damaged personal items. This usually doesn’t cover personal      items that may be lost or damaged by an airline. If you buy baggage     insurance, be sure to review the policy for the list of property that      wouldn’t be covered. Some of your property may exceed the limits allowed.

You can obtain a quote directly through our partnership with GMS Travel Click here to begin your trip with an online quote!




Getting you the coverage you deserve